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If you frequently shop on Flipkart and have opted for the Flipkart Pay Later payment option, you might be looking for a way to close your Flipkart Pay Later account. This is a popular option for people who want to pay for their purchases every month and don’t want to make a transaction every time they buy something from Flipkart.
However, this option is currently only available to eligible customers. So, if you don’t want to use this option, you can first check his eligibility by visiting his Flipkart profile. Flipkart offers a pay-later option through IDFC First Bank Ltd.You can also check this on your CIBIL profile by going to Active Accounts. In this important blog, we will tell you exactly how to deactivate your Flipkart Pay Later account.
How to permanently close Flipkart Pay Later?
There are several reasons why users may close their postpaid accounts. These include your CIBIL score, switching to another payment method, and not being able to make monthly payments due to excessive purchases. Many people struggle to find the option to void later payments on Flipkart. You can completely close Flipkart Pay Later by following the steps below.
1. Access Your Flipkart Account:
First of all, you need to log into your Flipkart account. Remember the email address, phone number, and password combination you used to create it? Use this to log in to your account.
2. Go To The Flipkart Help Center:
Presently, you are just logged in. Let’s go to the Flipkart Help Center. Look for the little icon that describes you. It usually shows up in the upper right corner.
3. Find The “Chat” or “Callback” Option:
This is probably the most important step to disable postpay on Flipkart. On the Help Center page, look for the “Need help with other issues” option. Tap on it and go to “More” which appears at the bottom of the list. Tap “Other” from the pull-down menu again. Callback options are displayed.
4. Request a Callback:
Once you request a callback, he will get a call from a Flipkart customer representative within 5-10 minutes. Ask our support team to deactivate your Flipkart Pay Later IDFC bank account. Be sure to ask them to permanently close your account rather than temporarily disabling or suspending it.
5. Account Closure and Timeline
After chat or call, your Flipkart Pay Later account will be closed within the next month. be patient! Soon, usually within 2-3 months, this closure will be recorded as “Closed” in the CIBIL report. Send Closure Request Email.
If you still don’t know how to close Flipkart Pay Later, please send an email to Flipkart using the email address registered on “Cs@flipkart.com” to request closure of your account. You can also request it. Please clearly state your account closure request in the subject line of your email (e.g. “Flipkart Pay Later Closure Request”).
Here is an example of an email template that you can follow:
When you send an email, one of our representatives will respond via email or call you at the phone number you provided. Please note that sending an email is an alternative method and does not necessarily guarantee that you will receive a response or that your account will be closed. If you want to know how to void her Flipkart payment later, please prefer the first method of contacting our Help Center.
Try contacting the RBI Ombudsman.
The Reserve Bank of India Ombudsman is here to address complaints and concerns regarding financial services. This also includes Flipkart Pay Later accounts. You can submit your issue there and explain your situation and the steps you have already taken.
Please make sure you have all relevant information before submitting a request for relief to the Ombudsman.
Things To Consider Before Closing Your Flipkart Pay Later Account:
Clear all pending charges before closing your Flipkart Pay Later account to get a quick closing process.
After requesting account closure, you will receive a No Objection Certificate (NOC) from your Flipkart Pay Later credit provider (IDFC First Bank) within 2-3 weeks. If you do not receive it, please feel free to contact us through Flipkart Help Center.
Important: Please note that once you close your Flipkart Pay Later account, it cannot be reversed.
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FAQ’s:
How to close Pay Later account in Flipkart?
To close your Flipkart Pay Later account, follow these steps:
Log in to your Flipkart account.
Go to the Flipkart Help Center.
Find the “Chat” or “Callback” option.
Request a callback.
Ask the customer support representative to permanently close your Flipkart Pay Later account.
How to permanently close Flipkart Pay Later?
To permanently close your Flipkart Pay Later account:
Access your Flipkart account using your login credentials.
Navigate to the Flipkart Help Center.
Look for the “Need help with other issues” option and select it.
Choose the “More” and “Other” options to find the callback option.
Request a callback and ask the support representative to permanently deactivate your Flipkart Pay Later account.
What is Flipkart Pay Later?
Flipkart Pay Later is a payment option that allows eligible customers to make purchases on Flipkart and pay for them at a later date, usually on a monthly basis.
Why would someone want to close their Flipkart Pay Later account?
Common reasons for closing a Flipkart Pay Later account include:
Impact on CIBIL score.
Switching to another payment method.
Inability to make monthly payments due to excessive purchases.
What should I do before closing my Flipkart Pay Later account?
Before closing your Flipkart Pay Later account, ensure that all pending charges are cleared. This will facilitate a quicker closing process.
How long does it take to close the Flipkart Pay Later account?
After requesting the closure, it typically takes about 1 month for the account to be closed. The closure will be recorded as “Closed” in the CIBIL report within 2-3 months.
Can I request an account closure via email?
Yes, you can request the closure of your Flipkart Pay Later account via email. Send an email to “cs@flipkart.com” using your registered email address and clearly state your account closure request in the subject line (e.g., “Flipkart Pay Later Closure Request”).
What happens if I don’t receive a No Objection Certificate (NOC) after closing my account?
If you do not receive an NOC from your Flipkart Pay Later credit provider (IDFC First Bank) within 2-3 weeks after requesting account closure, contact the Flipkart Help Center for assistance.
Is the account closure reversible?
No, once you close your Flipkart Pay Later account, the closure is permanent and cannot be reversed.
What should I do if I still can’t close my Flipkart Pay Later account?
If you face difficulties closing your Flipkart Pay Later account through the Help Center, you can try contacting the RBI Ombudsman. The Ombudsman addresses complaints and concerns regarding financial services, including Flipkart Pay Later accounts. Ensure you have all relevant information before submitting your request for relief to the Ombudsman.
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